Open a Checking Account and Skip Your Next Auto Loan Payment!*
As a valued auto loan member of Focus Federal Credit Union, we would love to add you as a checking account member as well. Our Skip-A-Pay offer rewards you for adding that new checking account. Check out how to skip your auto loan payment below.
How It Works
After you complete the application, open a new checking account with a $25 minimum deposit.** As a thank you for opening your new checking account, you can skip your next scheduled auto loan payment. How simple is that?
Frequently Asked Questions
FAQs about the Checking Account process.
Contact
We hope you find our application easy, but we’re happy to help if needed — give us a call at 405-648-0057.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
FAQs
Frequently asked questions about the Checking Account process.
Is Focus Federal Credit Union really going to allow me to skip my next auto loan payment when I open a new checking account?
Is there a fee to apply?
Will I receive a debit card?
Yes, you will receive a debit card 5-7 business days after the account opening process is completed. You are able to order checks with your new checking account.
Will this affect my credit?
No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.
Is my personal information secure?
Focus Federal Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Do you have a branch located near me?
If you would prefer to meet with someone in person, our branch locations, hours of operation, and scheduling information are listed on our home page.
How do I apply?
You have 3 options on how to apply.
- Complete the application by clicking on the OPEN ACCOUNT button below.
- To speak to a representative, call 405-648-0057 and they will be able to assist you over the phone.
- Or stop by your nearest branch and one of our representatives can assist you.
Contact
We hope you find our application easy, but we’re happy to help if needed — give us a call at 405-648-0057.
Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536.
Focus Federal Credit Union’s Skip-A-Pay program allows qualified members an opportunity to skip eligible loan payment(s) twice in a twelve-month period. In order to participate in this program, your membership must be in good standing*. You must submit a written Application, Disclosure and Agreement.
*All your loans at FFCU must be current, with no collection action pending. Your account must not be overdrawn. All loans must be within the 14-days grace period to be eligible. Submitting this application does not guarantee your skip-a-pay application is approved. You will be notified if for any reason FFCU will not be able to honor your Skip-A-Payment request and will hold FFCU harmless for any consequences resulting from rejection of my request.
**Federally insured by NCUA. Access to early funds is solely dependent on receiving the electronic file guaranteeing funds from your employer earlier than your normal payday. Must meet membership eligibility requirements.